3 Ways To Insure You Homeowner's Insurance Will Cover All Of Your Personal Belongings

If you have homeowner's insurance, you expect it to be able to cover the cost of replacing all of your personal items should they become lost or damaged. However, in order for your insurance to cover the cost of your personal items, you need to keep proper records of them. Here are three tips for making sure that your homeowner's insurance will cover the cost of replacing all of your personal belongings should they be damaged.   Read More...

A Guide To Understanding The Moneyguard Insurance Option

Given the often exorbitant cost of long-term care and the long periods of time that some people need to use it, it is obvious that planning for its possible use needs to be a part of every financial plan. While the option of long-term care insurance is not new and has been used successfully for many years, the moneyguard policy is not as well-known. The moneyguard policy is actually an example of a life insurance policy that allows you better flexibility when you are determining the amount of money that will be earmarked for long-term care.   Read More...

3 Auto Insurance Mistakes That Could Cost You Money

As a car owner, you want to make sure you get the insurance coverage you need without overpaying. Unfortunately, in an effort to save money, some car owners end up making costly mistakes with their coverage. If you are in the market for insurance, here are some mistakes that could negatively impact your bank account.   Opting for the Minimum Coverage Required One way that some drivers try to save on coverage is by only opting for the minimum coverage required by state law.   Read More...

Driving Safely In Snow Helps Prevent Accidents And The Auto Insurance Claims That Follow

Although snow can be beautiful to look at, the white stuff isn't always as appealing when you're driving in it. In fact, snowy weather conditions can make driving conditions quite hazardous. Any bad weather makes driving more difficult, increasing the risk of a collision and the need for auto accident insurance to cover the losses. But in addition to purchasing collision coverage for your own vehicle and liability coverage to pay for injury and/or property damage claims filed against you, your auto insurer may recommend practicing certain driving safety measures to help avoid snow-related accidents–keeping you and others safe and saving both you and your insurance company money.   Read More...

Choosing Business Insurance Options For Graphic Designers

As a graphic designer, there are many elements that go into producing a great product and also protecting your work at the same time. Business insurance is a great thing to consider if you're trying to make a full-time career out of your graphic design business. Here are some questions to ask yourself when buying insurance for your business.  How Much Coverage Do You Need? The amount of coverage that you need will depend on a few things.   Read More...